Home Trust Secured Visa, improve, build, rebuild, improve your credit, get all details and apply online.
Learn how it works, apply online now, get your visa in the mail soon.
Helps you improve and control your credit
This Visa reports monthly to both Equifax and Trans-Union.
To assure accurate and timely processing of this application, please review the following:
Security Deposit: The preferred method is to send a personal cheque drawn from your Canadian Bank account; third-party cheques are not acceptable. The minimum deposit amount is $500.00 and the maximum is $10,000. Please make the cheque payable to Home Trust Company.
When providing a personal cheque as a security deposit, if you know that your credit bureau is less than 6 months old, the maximum deposit amount we can accept is $1,500.00. Additionally, please also include a copy of a utility bill (which shows your name/address) or 2 pieces of photo ID (Government issued).
We can also accept a Canadian bank draft or money order. However, with this payment method, you must also include a copy of a recent Bank statement (showing your name, the name of your Financial institution, type of account (i.e., savings, chequing) and your partial account number).
Consumer Proposal: This product is available to clients in a Consumer Proposal; letter of good standing is not required.
Bankruptcy: This product is NOT available to those who are currently bankrupt, however, applicants who have been discharged from bankruptcy can apply at any time, but must include their “Certificate of Discharge” with their completed application.
Secured Visa applications along with their respective deposits/additional documents can be mailed to 145 King Street W, Suite 2300, ATTN Visa Department, Toronto, ON M5H 1J8.
Get control on your own credit, select the Home Trust Secured Visa of your choice:
|No Fee Home Trust Secure Visa||Lower Interest Home Trust Secured Visa|