Purchased the first condo using RRSP

Can I purchase a condo using my RRSPs? The question was asked by one of my clients, he had saved already over 25,000 dollars and with a good job. It Read More …

Refinance credit card debt with an equity line of credit

How to refinance credit cards? Most credit cards grant credit without having an estate as collateral, then, the risk offered by the borrower is high, as a consequence the interest Read More …

Mortgage Home Party?

We are experiencing a different home market than others that we have had in the past, many factors influence our capacity to become home-owners. If you or someone you know Read More …

Why rent when you can buy?

The cost of living in Toronto has gone up and the housing sector is one of the main factors. Is no news now that the prices of residential properties are Read More …

Real estate investment trust – Your property

Throughout the year 2018, some topics like “Mortgage rates” and “Home Prices” kept dominating the headlines on our newspapers and media making some of my clients postpone entertaining their home Read More …

The Niagara Region homeownership program

The Niagara Region homeownership program While in the Toronto area the residential average prices keep on the rise even after the federal government introduced new mortgage regulations in an attempt to cool Read More …

Stress test mortgage qualifying rate

Stress test mortgage qualifying rate The office of the Superintendent of Financial Institutions Canada has introduced a new Stress test mortgage qualifying rate coming to effect on January 1, 2018. “Quote: Read More …

Managing your mortgage

The following is a smart edition prepared by CHMC and the Government of Canada and distributed to help advise our Mortgage Edge clients about the importance of managing a mortgage. Read More …

Mortgage rates are going up despasito

In the past couple of weeks since the Bank of Canada publicly increased the interest rate to 0.75% from 0.50%, we have been notified of by our numerous lenders that Read More …

Bank of Canada raises interest rate to 0.75%

Bank of Canada raises interest rate to 0.75% from 0.5% This increase is applied directly to the overnight key lending rate. This means that the Bank of Canada feels that Read More …

Life insurance now available online

Life insurance is now available online here for your convenience. Getting online what you need is very comfortable and allows us to save time and money. Using your mobile device, Read More …

Higher home prices & higher interest rates

Higher home prices & higher interest rates What people looking to be homebuyers can expect from the current home market headlines in the mass media? Now that higher home prices Read More …

Referral business for mortgage

Referral is one of the most important sources of business in my career as a mortgage agent. Earn cash as you help someone. You can make some easy money by Read More …

Spousal Buyout Mortgage

Spousal Buyout Mortgage is for those that are legally married, own a home and in the process of divorce one of the spouses prefer to keep the property and needs Read More …

Kurt Browning’s flip & Reverse Mortgage

I’m excited to share a video, featuring Kurt Browning and his sons with you. In this video, Kurt talks about the features of a CHIP Reverse Mortgage and how it Read More …

New qualifying federal mortgage rules changes

On October 3rd, 2016 Bill Morneau, Minister of Finance announced “Preventative measures for healthy, competitive and stable housing market”. The intention is to address the growing household debt and rapidly rising house Read More …

New rules affecting low ratio mortgages

New rules affecting low ratio mortgages The new rules affecting low ratio mortgages or mortgages backed by portfolio insurance are effective from November 30th, 2016. The following are new mortgage Read More …

New rules affecting high ratio mortgages

The new rules affecting high ratio mortgages are effective from October 17th, 2016. The following are new mortgage rules for high ratio mortgages, (under 20% down payment = high ratio Read More …

A Co-signer story

Considering co-signers to help your mortgage may be a very smart thing to do in regards to money-saving, however, this advantage may come with some potential risks that may end Read More …

Website for realtors

Realtor, get your superb, impressive and affordable website you need. Increase your sales, get a swell of new clients, keep permanent professional contact with all your clients and lower your marketing Read More …