Ontario Land Transfer Tax
Ontario Land Transfer Tax is charged to the home-buyer and applies whenever a land or an interest in land in Ontario is purchased, The applicant buyer pays the Ontario’s land transfer Read More …
Author: Jesus Del Rio
As your mortgage agent level 2 with certifications from CAAMP (Canadian Association of Accredited Mortgage Professionals), and CMBA with years of experience at Mortgage Edge, a committed to the consumer and lenders Mortgage broker with a license # 10680 & regulated by the Financial services commission of Ontario I am also a member of IMBA (Independent Mortgage Brokers Association), we observe our code of ethics and a deep customer protection philosophy .
To help our community and people in need, I became a member of the Knights of Columbus at the Humber Valley Council 3945
I also own a website optimization and marketing company Website optimization and marketing
At church I run a couple of programs trying to educate and inspire young people to facilitate their growth in faith, to serve and love our Lord, understanding that we all benefit immediately by living in a loving and caring society, visit our Confirmation and Youth group websites for more information
Processing your mortgage requires someone that can understand what you need and what is best for you in all terms, someone with the knowledge and diligence to best represent you before the lenders. For my clients I take care of the research and preparation of documents and strategies to a smooth dealing of buying a new property.
A short one on one meeting to understand my clients needs has proven to be very helpful to all to get better terms and mortgage rates from a mortgage broker!
Spousal Buyout Mortgage
Spousal Buyout Mortgage is for those that are legally married, own a home and in the process of divorce one of the spouses prefer to keep the property and needs Read More …
Kurt Browning’s flip & Reverse Mortgage
I’m excited to share a video, featuring Kurt Browning and his sons with you. In this video, Kurt talks about the features of a CHIP Reverse Mortgage and how it Read More …
New qualifying federal mortgage rules changes
On October 3rd, 2016 Bill Morneau, Minister of Finance announced “Preventative measures for healthy, competitive and stable housing market”. The intention is to address the growing household debt and rapidly rising house Read More …
New rules affecting low ratio mortgages
New rules affecting low ratio mortgages The new rules affecting low ratio mortgages or mortgages backed by portfolio insurance are effective from November 30th, 2016. The following are new mortgage Read More …
New rules affecting high ratio mortgages
The new rules affecting high ratio mortgages are effective from October 17th, 2016. The following are new mortgage rules for high ratio mortgages, (under 20% down payment = high ratio Read More …
A Co-signer story
Considering co-signers to help your mortgage may be a very smart thing to do in regards to money-saving, however, this advantage may come with some potential risks that may end Read More …
Website for realtors
Realtor, get your superb, impressive and affordable website you need. Increase your sales, get a swell of new clients, keep permanent professional contact with all your clients and lower your marketing Read More …
No fee refinance promotion
If you are looking to refinance your current mortgage this limited time promotion might help you save even further. To optimize your savings, lower your borrowing cost, better your cash Read More …
Small rental mortgage program tips
The following may help you get a more realistic expectation on a rental mortgage program and how you can speed up the process and benefit sooner from the investment of Read More …
Late for mortgage renewal
Late for mortgage renewal Late for mortgage renewal and looking to minimize the expense to change to a better rate? If you or someone you know ever find in this situation the Read More …
Interest rates down
Interest rates down We have been informed of interest rates gone down and you should be informed as of which mortgage products are offering them. Employed people currently renting and Read More …
Automatic mortgage renewal
Automatic mortgage renewal Be wise and observe the terms and amortization payments schedule in your mortgage to see how much you can save with your educated decision, rather than just Read More …
Saved for closure story – Ms. Castor
Saved for closure story – Ms. Castor As in the story below, “Reverse Mortgage” can assist seniors 55+ keep and better what they have been able to amount in wealth Read More …
Myths about reverse mortgage
Here you have the Myths about Reverse mortgage. what to expect and what are the real facts Myths: The bank owns the home. People with a reverse mortgage will owe more Read More …
CMHC Home buying step-by-step
Home buying step-by-step. All you need to know to help you make smart home buying decisions from start to finish, prepared by Canada Mortgage and Housing Corporation (CMHC). Is Homeownership Read More …
Reverse mortgage – Income advantage
Chip – Reverse Mortgage – Income Advantage On a reverse mortgage, interests paid are tax-deductible and lower than the increase of the equity of your home Chip – Reverse mortgage Read More …
Gifted down payment
Gifted down payment Gifted down payment are funds given to a mortgage applicant by an immediate family member to be used to qualify for a mortgage or simply to lower the Read More …
Downpayment from RRSP’s
down-payment from RRSP’s If you as a first-time home-buyer are planning to buy your home this year and are facing the question of where will you get the down payment Read More …
B2B Bank Equity 50 program
B2B Bank’s Equity 50 program is great for individuals that have a hard time proving income in the traditional sources. Clients can access up to 50% of their home value Read More …
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