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Refinance – consolidate mortgage loan means: To change your current mortgage loan for a new agreement, with different conditions and/or terms.
Refinance – consolidate is a practice that carries the intention to better the finances of the borrower in a mortgage, the strategies could be one or few of the following: To extend the amortization period, to lower the interest rates, to change the payment periodicity, to modify the borrowed amount, and other strategies that change the current mortgage terms including the current mortgage rates
Refinances are very useful when the borrower looks for alternatives for a better mortgage loan before deciding to renew the mortgage with the current bank or lender at the current terms. As your mortgage agent, I could do an extensive research seeking better terms on your behalf.
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Imagine what you can travel after a mortgage refinance