The Niagara Region homeownership program
The Niagara Region Affordable Home Ownership Program offers eligible renters a 5% down payment assistance loan to help make buying a home in this fast‑growing, peaceful region more achievable. With home prices significantly lower than in the Greater Toronto Area, Niagara provides a practical opportunity for families looking to relocate and build stability in a scenic, welcoming community. Qualified buyers can receive up to $21,537.85 toward the purchase of an approved home, making it easier to transition from renting to owning. Learn how to qualify and take the first step toward homeownership in the Niagara Region.