Gifted down payment

Gifted down payment Gifted down payment are funds given to a mortgage applicant by an immediate family member to be used to qualify for a mortgage or simply to lower the Read More …

Downpayment from RRSP’s

down-payment from RRSP’s If you as a first-time home-buyer are planning to buy your home this year and are facing the question of where will you get the down payment Read More …

2016/2017 CHMC housing market outlook for the GTA

2016/2017 CHMC housing market outlook for the GTA A short and easy to read summary of the CHMC study on the 2016/2017 CHMC housing market outlook can be found on this Read More …

Home purchase assist program

Home purchase Assist program from First Swiss Mortgage Corporation First Swiss Mortgage will lend a second up to 95% LTV, that client can use to reduce the first mortgage amount Read More …

Financial character

Financial character Financial character is the mental and moral group of qualities presented by an individual in regards to his/her behaviors when it comes to his/her financial agreements. Your credit score Read More …

Effects of Recession

Economists officially define a recession as two consecutive quarters of negative growth in gross domestic product (GDP). This is a significant decline in economic activity spread across the entire country. Read More …

35,000 home buyers plan

35,000 home buyers plan Raising the amount allowed to be borrowed from your RRSP’s savings account from 25,000 to 35,000 to be used as a home down payment is a “Plan” that Read More …

Appraisal rebate

Appraisal rebate is an excellent opportunity and limited time offer that can help you save after we consider the reality that there are a number of additional costs when buying Read More …

Say goodbye to your mortgage faster

Getting your mortgage approved so that you can purchase or refinance your real estate property. That is one of the services that I offer. But this service does not come Read More …

Additional costs when buying a home

The following are some of the costs that a home buyer should consider when purchasing a property One of the reasons why some people are hesitant to purchase a new home Read More …

A refinance story

A refinance story After a period of some stressful time in their life, this including hard work, a change of workplace, some family illnesses and some accumulation in the credit Read More …

Home in Peel affordable ownership 

The Home in Peel Affordable Ownership Program is designed to provide low to moderate income residents who are currently renting in the Region of Peel with loan The program fundamentally Read More …

Canadians’ household debt

  Simply put in regards to Canadians household debt; In average we currently owe 162.6 percent of every disposable dollar, that means from every dollar after available after taxes and Read More …

Store & Apartment financing

Store & Apartment financing. So you have a retail store that is doing fine, has been keeping you busy for the past couple of years, sales are going up and Read More …

Stop renting this year

It may be the difficulty of moving out of a comfort zone the reason why many people are still renting, and my comfort zone I don’t mean a geographic zone, Read More …

Home sale prices in Ontario

Home sale prices in Ontario Is it really worth it to buy a house? That is a question that some renters that I have come across with have or had, Read More …

Household credit growth in Canada

Household credit growth in Canada The information on the following graph helps us observe that from the past 7 year approximately borrowers are paying more importance to their secure mortgage Read More …