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The Niagara Region homeownership program
Housing Services is no longer accepting applications in 2025. Applications will reopen in 2026 pending budget approval. The Niagara Region homeownership program While in the Toronto area the residential average prices keep on the rise even after the federal government introduced new mortgage regulations in an attempt to cool off a steaming hot real estate market,…
Home | Mortgage Blog | NewsThe Shared Equity Mortgage
The Federal Government incentive is designed to help those qualifying first time home buyers to reduce their monthly mortgage carrying costs without adding to their financial payments. The “Shared Equity Mortgage” is home buying incentive available from September 2, 2019, for home purchases with a closing date not earlier than November 2, 2019. This limited…
Stop renting this year
It may be the difficulty of moving out of a comfort zone the reason why many people are still renting, and my comfort zone I don’t mean a geographic zone, but a mindset zone. There is without question a great deal of people that are committed to paying the same amount of money as a…
Home purchase assist program
Home purchase Assist program from First Swiss Mortgage Corporation First Swiss Mortgage will lend a second up to 95% LTV, that client can use to reduce the first mortgage amount below CMHC margin. Which means – no CMHC premiums, and less down-payment form client’s own sources Not everyone can afford 20% down-payment, especially at the…
Bank of Canada raises interest rate to 0.75%
Bank of Canada raises interest rate to 0.75% from 0.5% This increase is applied directly to the overnight key lending rate. This means that the Bank of Canada feels that our economy is strong. Strong economic trade and a bit higher inflation are expected throughout the country, so the Bank of Canada finds the need…
The County of Wellington Affordable Homeownership program
The county of Wellington Affordable Homeownership Program The county of Wellington Affordable Homeownership program was established to provide households with an interest-free loan to assist them in purchasing their own home. The program will assist eligible applicants with a down payment (up to 10% of the purchase price to a maximum of $20,000.) for the…


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