Stress test mortgage qualifying rate

Stress test mortgage qualifying rate The office of the Superintendent of Financial Institutions Canada has introduced a new Stress test mortgage qualifying rate coming to effect on January 1, 2018. “Quote: Read More …

Managing your mortgage

The following is a smart edition prepared by CHMC and the Government of Canada and distributed to help advise our Mortgage Edge clients about the importance of managing a mortgage. Read More …

Mortgage rates are going up despasito

In the past couple of weeks since the Bank of Canada publicly increased the interest rate to 0.75% from 0.50%, we have been notified of by our numerous lenders that Read More …

Bank of Canada raises interest rate to 0.75%

Bank of Canada raises interest rate to 0.75% from 0.5% This increase is applied directly to the overnight key lending rate. This means that the Bank of Canada feels that Read More …

Life insurance now available online

Life insurance is now available online here for your convenience. Getting online what you need is very comfortable and allows us to save time and money. Using your mobile device, Read More …

Higher home prices & higher interest rates

Higher home prices & higher interest rates What people looking to be homebuyers can expect from the current home market headlines in the mass media? Now that higher home prices Read More …

Referral business for mortgage

Referral is one of the most important sources of business in my career as a mortgage agent. Earn cash as you help someone. You can make some easy money by Read More …

1-2-3 Mortgage application

1-2-3 Mortgage application The simplest, quicker and most secure online mortgage application is here for you now. Now is as 1 2 3 to apply to get the funds you Read More …

Ontario Land Transfer Tax

Ontario Land Transfer Tax is charged to the home-buyer and applies whenever a land or an interest in land in Ontario is purchased, The applicant buyer pays the Ontario’s land transfer Read More …

Spousal Buyout Mortgage

Spousal Buyout Mortgage is for those that are legally married, own a home and in the process of divorce one of the spouses prefer to keep the property and needs Read More …

Kurt Browning’s flip & Reverse Mortgage

I’m excited to share a video, featuring Kurt Browning and his sons with you. In this video, Kurt talks about the features of a CHIP Reverse Mortgage and how it Read More …

New qualifying federal mortgage rules changes

On October 3rd, 2016 Bill Morneau, Minister of Finance announced “Preventative measures for healthy, competitive and stable housing market”. The intention is to address the growing household debt and rapidly rising house Read More …

New rules affecting low ratio mortgages

New rules affecting low ratio mortgages The new rules affecting low ratio mortgages or mortgages backed by portfolio insurance are effective from November 30th, 2016. The following are new mortgage Read More …

New rules affecting high ratio mortgages

The new rules affecting high ratio mortgages are effective from October 17th, 2016. The following are new mortgage rules for high ratio mortgages, (under 20% down payment = high ratio Read More …

A Co-signer story

Considering co-signers to help your mortgage may be a very smart thing to do in regards to money-saving, however, this advantage may come with some potential risks that may end Read More …

No fee refinance promotion

If you are looking to refinance your current mortgage this limited time promotion might help you save even further. To optimize your savings, lower your borrowing cost, better your cash Read More …

Small rental mortgage program tips

The following may help you get a more realistic expectation on a rental mortgage program and how you can speed up the process and benefit sooner from the investment of Read More …

Late for mortgage renewal

Late for mortgage renewal Late for mortgage renewal and looking to minimize the expense to change to a better rate? If you or someone you know ever find in this situation the Read More …

Interest rates down

Interest rates down We have been informed of interest rates gone down and you should be informed as of which mortgage products are offering them. Employed people currently renting and Read More …

Automatic mortgage renewal

Automatic mortgage renewal Be wise and observe the terms and amortization payments schedule in your mortgage to see how much you can save with your educated decision, rather than just Read More …